Housing Loans

1. Home Loans

Buying your dream home has never been easier!

  1. Financing up to 85% of the property value.
  2. Loans up to JOD 150,000.
  3. Repayment period up to 25 years.
  4. Free life insurance.
  5. Free property insurance.
  6. Competitive interest.
  7. Free credit card for the first year.

Required Documents

  1. Valid national ID (for Residents) or valid passport with valid Resident visa (for Non-Residents)
  2. Latest Salary/ Employment verification document for the borrowers and the guarantors
  3. Property purchase and sales agreement / contract
  4. Ownership certificate of the financed property
  5. Proof of Down payment
  6. 2 property evaluations /appraisals

* The bank reserves the right to ask for additional documents /guarantees

2. Home Improvement Loans

     
  1. Loans up to JOD 30,000.
  2. Repayments period up to 8 years.
  3. Free life insurance
  4. Free property insurance
  5. Competitive interest.
  6. Free credit card for the first year.

Required Documents

  1. Valid national ID (for Residents) or valid passport with valid Resident visa (for Non-Residents)
  2. Latest Salary/ Employment verification document for the borrowers and the guarantors.
  3. Salary transfer letter.
  4. Property Registration Certificate.
  5. Ownership certificate of the financed property.
  6. 2 Property evaluations/appraisals.
  7. Constructions permit (license) from the municipality.

* The bank reserves the right to ask for additional documents /guarantees

3. House Building Loans

  1. Financing up to 80% of the project cost.
  2. Repayment period up to 20 years.
  3. Loans up to JOD 70,000.
  4. Free life insurance
  5. Free property insurance
  6. Competitive interest.
  7. Free credit card for the first year.

Required Documents

  1. Valid national ID (for Residents) or valid passport with valid Resident visa (for Non-Residents)
  2. Latest Salary/ Employment verification document for the borrowers and the guarantors
  3. Salary transfer letter.
  4. Property Registration Certificate.
  5. Ownership certificate of the financed property.
  6. 2 Property evaluations/appraisals.
  7. Constructions permit (license) from the municipality.

* The bank reserves the right to ask for additional documents /guarantees

4. Land Financing loans

  1. Financing up to 70% of the land value
  2. Repayments period up to 10 years
  3. Loans up to JOD 70,000
  4. Free life insurance
  5. Competitive interest.
  6. Free credit card for the first year.

Required Documents

  1. Valid national ID (for Residents) or valid passport with valid Resident visa (for Non-Residents)
  2. Salary transfer letter
  3. Ownership certificate of the financed property.
  4. 2 Property evaluations/appraisals
  5. Proof of Down payment
  6. Property purchase and sales agreement / contract
  7. The land should be proprietor and sorted.

* The bank reserves the right to ask for additional documents /guarantees